Commercial mortgage solutions

Atlas is a leading loan underwriting platform tailor-made for the Canadian commercial mortgage industry. It delivers a single source for data entry and workflow for your entire origination process, creating a simplified pipeline for underwriting, fee tracking, reporting, document generation, exceptions handling, data extraction and integration. Atlas is designed to integrate seamlessly into your business so you can tailor the application to suit your exact origination policies and needs.

Our LMS360 software platform is the most feature-rich in the industry. It manages all aspects of the loan lifecycle from funding and advancing, payment processing to renewals, and payouts. The platform also includes an integrated document management module that allows you to index, store, and retrieve all the loan documentation for your customer accounts, including welcome letters, renewal notices, payment changes, and payout statements.

Target gives managers fast and easy portfolio intelligence to make real-time, data-driven decisions for better risk management. With key data analytics, modeling, trending capability, and insight to various portfolio risk exposures, portfolio managers can go beyond the basic data analysis performed at a single mortgage level. Target supports analytics, portfolio monitoring and document management.

CMLS uses highly competent call centre support technology that allows us to provide a multitude of services to the borrower.

Simple IVR connection allowing customers to reach the right person immediately, all live service agents operating within Canada. Bi-lingual services for both phone and email.

All calls are recorded and tracked with classifications allowing for deep-dive reporting. Emails are queued and therefore directed to the correct department without having to be forwarded. Classification and SLA monitoring on emails is available. Live chat and Chat bot capability. Dynamic Notification allows us to send one or thousands of emails or texts to customers in an instant.

Our commercial mortgage valuation services provide real estate owners and mortgage investors with a credible and independent assessment of fair value. We rely on our proprietary mortgage pricing platform, Target Asset Management, to calculate the price, mark value, yield, duration, and convexity for all loans in the portfolio.

Our spread matrix is a monthly publication that contains current commercial mortgage market spreads categorized by risk profile and term to maturity. Our extensive access to market data lets us analyze timely market data from sources that include transactional data, direct market intelligence and quantitative references.

Our risk assessment process provides our clients with an industry-recognized and auditable mortgage risk rating score. Our system is transparent, documented, and audited to ensure a consistent, objective, and reliable independent assessment of every loan. We provide risk reviews for every commercial mortgage type in Canada, including fixed-rate and floating-rate term mortgages, interim construction mortgages, second mortgages, mezzanine loans, land-only loans, high-yield mortgages, lines of credit, and distressed debt.

We provide reports that let you forecast the short, medium, and long term hedge requirements of your lending portfolio. Our service gives you a holistic view of your portfolio’s interest rate sensitivity through various stress testing and scenario analysis and is supplemented with time-series data and regularly updated market commentary and macroeconomic insight.

CMLS uses highly competent call centre support technology that allows us to provide a multitude of services to the borrower.

Simple IVR connection allowing customers to reach the right person immediately, all live service agents operating within Canada. Bi-lingual services for both phone and email.

All calls are recorded and tracked with classifications allowing for deep-dive reporting. Emails are queued and therefore directed to the correct department without having to be forwarded. Classification and SLA monitoring on emails is available. Live chat and Chat bot capability. Dynamic Notification allows us to send one or thousands of emails or texts to customers in an instant.